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Acceptance of Terms and Conditions

Please read these Terms and Conditions carefully before using this website (Website). Among other things, these Terms and Conditions provide information on some of the policies, laws and regulations applicable to this Website.

Dimensional Fund Advisors Pte. Ltd. (“Dimensional Singapore”) holds a capital markets services license for fund management and operates as an exempt financial adviser under Singapore law serving accredited and institutional investor as defined under the Securities and Futures Act. None of the other Dimensional Global Firms1 are currently licensed by, registered with, or supervised by the Monetary Authority of Singapore. Nothing on this Website shall constitute or serve as an offer to sell products or services in any country or jurisdiction by any Dimensional Global Firms.

By clicking “Accept” below, you also confirm that you consent to the setting of cookies on this machine to remember site preferences and track user activity. By accessing this Website and any pages hereof, you are deemed to have read, accepted and agreed to be bound by these Terms and Conditions.

Kindly refrain from using this Website should you not agree to the above and all or any of these Terms and Conditions. Dimensional Singapore reserves the right to amend and vary the disclosure and these Terms and Conditions without any prior notice from time to time. Your reviewing and continuing to use this Website and any pages hereof constitutes your agreement to all such changes. Dimensional Singapore further reserves the right to change, suspend or discontinue any aspect of this Website without prior notice. Certain sections or pages on this Website may contain separate and additional terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

AUTHORISED USERS AND AUTHORISED USE

Authorised Users

The information provided on this Website is intended solely for use by Singapore residents and is not directed to any person in the United States, any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of this website is prohibited or which would subject Dimensional Singapore (including its affiliates) or any of Dimensional Singapore's products or services to any registration, licensing or other such legal requirements within such jurisdiction or country. Persons in respect of whom such prohibitions apply must not access this Website. It is the responsibility of any persons who access the information contained herein to observe all applicable laws and regulations of their relevant jurisdiction. If you choose to access this Website from a location outside Singapore, you do so on your own initiative, and you are responsible for compliance with any applicable local laws. By proceeding, you are representing and warranting that you are either resident in Singapore who is an accredited investor and/or an institutional investor as defined by section 4A of the Securities and Futures Act (Chapter 289 of Singapore), or the applicable laws and and regulations of your jurisdiction allow you to access and allows Dimensional Singapore to provide you the information on this Website.

Authorised Use - No solicitations

The information provided on this Website should not be construed as an offer to sell or solicitation to buy any securities/funds or as an offer of any services in any jurisdiction to any person to whom it is unlawful to make such an offer or solicitation in such jurisdiction.

Authorised Use - No investment recommendations or financial advice

The information on this Website should not be regarded as investment or financial advice or investment recommendations and should not be relied upon as such.

WEBSITE

The contents of the Website are intended for your personal non-commercial use only. You may not alter, copy, distribute, transmit, display, perform, reproduce, publish or use for commercial purposes in whole or any part of the Website without first obtaining the express written consent of Dimensional Singapore.

Content and Delivery Disclaimer

We do not warrant that the functions in our Website will be uninterrupted or error-free, that defects will be corrected or that this Website or the server that makes it available is free of any virus or other harmful elements. None of Dimensional Singapore or its affiliates (collectively, “Dimensional”) nor any of their respective directors, officers, employees, agents, contractors or advisors makes any representation or warranty as to the truth, accuracy or completeness of the information on this Website (including statements of opinion or expectation) or as to the achievement or reasonableness of any future projections, estimates, prospects or returns, or any of the assumptions underlying them nor shall any of them have any liability (whether arising from negligence or otherwise) for any representations (expressed or implied) contained in, or for any omissions from, the information on this Website.

The information contained in this Website is subject to change without notice. Any research or analysis used to derive, or in relation to, the information contained on this Website has been procured from sources deemed reliable by Dimensional for its own use, without taking into account the investment objectives, financial situation or particular needs of any specific investor. Past performance is no guarantee of future performance.

Any forecasts or opinions set out on this website are Dimensional's own as at the date of the relevant document and may change without notice and should not be regarded as a guarantee or indication of future or likely performance of the subject matter in question. While Dimensional believes that the information provided on this Website is correct at the date of production, no warranty or representation is given to this effect, and Dimensional expressly disclaims liability for errors or omissions in such information. No reliance may be placed for any purpose on the information and opinions provided on this Website or the accuracy or completeness thereof, and no responsibility can be accepted by Dimensional to anyone for any action taken on the basis of such information or opinions.

Termination

The rights granted to you herein terminate immediately upon any violation by you of these Terms and Conditions. Dimensional reserves the right to terminate your access to this Website at any time, without notice, for any reason whatsoever. You agree that Dimensional shall not be liable to you or any third party for any termination of your access to this Website.

Third Party Sites

For educational or information purposes, or for your convenience, the Website may also provide hyperlinks to other sites that are operated and controlled by third parties. Dimensional Singapore does not recommend or endorse the content of any website not operated by Dimensional Singapore and shall not be responsible for any of these other sites or their contents. Any hyperlinks to these other websites are provided as a convenience to you and not an endorsement or verification of such websites, and such websites should be accessed at the user's own risk. You agree that under no circumstances will you hold Dimensional Singapore liable for any loss or damage caused by use of or reliance on any content, goods or services available on the external websites.

No other website, without the prior written permission of Dimensional Singapore, is authorized to link to any part of this Website.

PROHIBITED USES, MEANS OF ACCESS, PASSWORD PROTECTED AREAS AND USE OF ELECTRONIC MAIL

Because all servers have limited capacity and are used by many people, you may not use the Website in any manner that would damage or overburden any Dimensional server, or any network connected to any Dimensional server. You may not use the Website in any manner that would interfere with any other party's use of the Website.

Password Protected Areas

Access to and use of password-protected and/or secure areas of the Website are restricted to specifically authorised users only and limited to access by accredited investors or institutional investors, as such terms are defined in  the Securities and Futures Act. You may not obtain or attempt to obtain unauthorised access to such parts of our Website, or to any other protected materials or information, through any means not intentionally made available by us for your specific use. Unauthorised individuals attempting to access, or actually accessing, these areas may be subject to criminal and/or civil prosecution.

The security of electronic mail sent through the Internet is not guaranteed. Do not send sensitive or confidential information to us via electronic mail. Delivery, and timely delivery, of electronic mail is also not guaranteed. Dimensional therefore recommends that you do not send time-sensitive or action-oriented messages to us via electronic mail. Dimensional may not, and is not obliged to, process your requests, orders, or instructions until Dimensional can confirm your instructions or obtain appropriate written documentation where it deems necessary. Dimensional shall not be under any obligation whatsoever, express or implied, to reply to unsolicited correspondence, communications or email or to acknowledge receipt of the same.<

Use of Electronic Mail

The security of electronic mail sent through the Internet is not guaranteed. Do not send sensitive or confidential information to us via electronic mail. Delivery, and timely delivery, of electronic mail is also not guaranteed. Dimensional therefore recommends that you do not send time-sensitive or action-oriented messages to us via electronic mail. Dimensional may not, and is not obliged to, process your requests, orders, or instructions until Dimensional can confirm your instructions or obtain appropriate written documentation where it deems necessary. Dimensional shall not be under any obligation whatsoever, express or implied, to reply to unsolicited correspondence, communications or email or to acknowledge receipt of the same.

RISKS OF INVESTING

Investing entails risks, including possible loss of principal. There are special risk considerations associated with value strategy investing, international investing (including emerging markets), and small company investing. No assurances or guarantees are given regarding the performance of any investment. Returns, share price and yield will fluctuate and redemption value may be more or less than original cost. Investments in the Dimensional funds or use of Dimensional's services are not insured or guaranteed by governmental authorities or any other party.

INDICES

Comparative indices are unmanaged and do not reflect the payment of advisory fees and other expenses associated with an investment in a fund. Investors cannot invest directly in an index.

USE OF YOUR PERSONAL INFORMATION

Subject in all respects to the terms of Dimensional Singapore's Privacy Policy, Dimensional Singapore may use the personal information you provide through the Website only for purposes for which the personal information was originally requested and for directly related purposes unless Dimensional Singapore is required or authorized under law to disclose such personal information or Dimensional Singapore obtained your consent to allow disclosure of such personal information. Please refer to Dimensional Singapore's Privacy Policy for more information.

DISCLAIMERS AND LIMITATIONS OF LIABILITY

By using our Website, you expressly understand and agree that Dimensional shall not liable for any event of force majeure, any virus or other harmful component affecting the website or any server that operates it, any interception of data or communications in connection with the public nature of the Internet, any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software failure of any email or entry to be received on account of technical problems or traffic congestion on the Internet, telephone lines or at any website, or any combination thereof, including any loss of opportunities or profit arising from any time delay, system disruption or interruption, transmission blackout, delayed transmission or any incorrect data transmission, or any injury or damage to the computer or other electronic devices or property of any person accessing their website or any other person related to or resulting from accessing the websites or downloading any materials from any Dimensional website or any third party.

You further agree that Dimensional shall not be held liable under any circumstances, including negligence, for any and all direct, indirect, special or consequential losses, injury, damages, rights, claims and actions of any kind arising from your use of the information and material contained in our Website or accessing or downloading any materials from a Dimensional website or any third party, including without limitation, personal injuries, death and property damage. Dimensional is also not liable nor responsible for any material provided by third parties with their own respective copyright and shall not under any circumstances, be liable for any loss, damages or injury arising from these materials.

INDEMNIFICATION

As a condition of your use of this Website, you agree indemnify, defend and hold harmless Dimensional and its third party providers from any and all claims, losses, damages, liabilities and expenses (including but not limited to attorneys' fees and costs) arising from or in any way connected with any use of this Website or your violation of these Terms and Conditions.

COPYRIGHT, TRADEMARK, LOGO, PATENT, INTELLECTUAL AND OTHER PROPERTY RIGHTS

Copyright ©2018 Dimensional Fund Advisors. All information and materials published on this Website (including but not limited to articles, videos, features, photographs, images and illustrations, collectively the “Content”) are protected by copyright laws, trademarks or other intellectual property rights, and are owned or controlled by Dimensional Singapore or its affiliates, or any other party credited as the provider of the Content.

All Content, copyright, trademark, logo, patent, intellectual and other property rights in the information contained herein and on this Website are owned by Dimensional. No rights of any kind are licensed or assigned or shall otherwise pass to persons accessing such information and Content. Under no circumstances should information or Content contained herein or any part of it be copied, reproduced or redistributed without the prior express written consent of Dimensional.

You acknowledge that the Content on the Website or otherwise available from Dimensional is subject to copyright and possibly other intellectual property rights (“IPRs”). Unless expressly permitted by law, the applicant shall not, and shall not permit any other person to, sell, modify, copy, reproduce, distribute, display or publish any Content which the applicant does not own or hold under license or otherwise infringe the IPRs of any person in using the Website or any Content.

The Website may contain Content posted, emailed or otherwise submitted by you and/or, in the case of the website, by other users of the website (“User Content”). Dimensional has the right to access and examine any User Content and may in its absolute discretion move, remove or disable access to User Content or cause the same to be done. You grant Dimensional a perpetual, irrevocable, royalty-free license to use, reproduce, modify, adapt, publish, translate, incorporate in other works, distribute and display any information posted, emailed or otherwise submitted by you, in whole or in part.

DOWNLOADING OF SOFTWARE AND FILES

If you download software or files from this Website, the software--including any files or images incorporated in or generated by the software and data accompanying the software--and files (collectively, the “Files”) are licensed to you by Dimensional solely for your personal, noncommercial use. However, Dimensional does not transfer title to the Files to you. You may own the medium on which the Files are recorded, but Dimensional and its licensors retain full and complete title in and to the Files, including all intellectual property rights therein. You may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Files to any other form whatsoever. By downloading or using any software from this Website, you represent and warrant that you are not located in, under the control of, or a national or resident of any country or territory outside Singapore.

APPLICABLE LAW AND JURISDICTION

These Terms and Conditions and this Website's Content shall be governed and construed in accordance with the laws of Singapore, and the courts of Singapore shall have exclusive jurisdiction to adjudicate any dispute which may arise in relation thereto.

LANGUAGES AND INTEGRATION

In case of discrepancies between the English and other language versions of these Terms and Conditions and content of this Website, the English language version shall prevail. If any provision of these Terms and Conditions is deemed unlawful, void or for any reason unenforceable, then that provision will be deemed severed and will not affect the validity and enforceability of the remaining provisions. These Terms and Conditions represent the entire agreement between Dimensional and the user relating to the subject matter herein.

1. “Dimensional Global Firms” refers to the Dimensional separate but affiliated entities generally, rather than to one particular entity. These entities are Dimensional Fund Advisors LP, Dimensional Fund Advisors Ltd., DFA Australia Limited, Dimensional Fund Advisors Canada ULC, Dimensional Fund Advisors Pte. Ltd., Dimensional Japan Ltd., and Dimensional Hong Kong Limited. Dimensional Hong Kong Limited is licensed by the Securities and Futures Commission to conduct Type 1 (dealing in securities) regulated activities only and does not provide asset management services.


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