The Dimensional Difference

Diversification: Holding many securities or types of investments in a portfolio, often for the purpose of mitigating risk associated with owning a single security or type of investment.

Relative price: A company’s price, or the market value of its equity, in relation to another measure of economic value, such as book value.

Profitability: A company’s operating income before depreciation and amortisation minus interest expense scaled by book equity.

Expected return: An estimate of average anticipated returns informed by historical data.

FOR LICENSED OR EXEMPT FINANCIAL ADVISORS AND INSTITUTIONAL INVESTORS IN SINGAPORE

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RISKS
Investments involve risks. The investment return and principal value of an investment may fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original value. Past performance is not a guarantee of future results. There is no guarantee strategies will be successful.

Diversification neither assures a profit nor guarantees against loss in a declining market.

The value of the shares in any fund and the income accruing to the shares, if any, may fall or rise and therefore, the return on the investment necessarily will be variable. Past performance is not necessarily indicative of the future performance. Performance may increase or decrease as a result of currency fluctuations. Any extraordinary performance may be due to exceptional circumstances which may not be sustainable. Investors should note that the funds may from time to time use or invest in financial derivative instruments for hedging and/or efficient portfolio management purposes.

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For use by institutional investors and licensed or exempt financial advisors only in Singapore for internal training and educational purposes and not for the purpose of inducing, or attempting to induce, such institutional investors or financial advisors to make an investment. Not for use with the public.

Performance information is provided by Dimensional Fund Advisors, as at the date of the material unless otherwise specified. Please contact a Dimensional representative if you wish to obtain the most recent month-end performance data. Average annual total returns include reinvestment of dividends and capital gains.

Performance calculations are on a single pricing basis (taking into account any sales charge and redemption fee (if any)), on the assumption that dividends and distributions (if any) are reinvested net of all charges payable upon investment, in the currency of the relevant share class. When the past performance of a fund is compared with an index, the comparison is made on a bid-to-bid basis.

DIMENSIONAL FUNDS ICAV:

Dimensional Funds ICAV is structured as an open-ended umbrella type Irish collective asset-management vehicle with limited liability and an umbrella fund with segregated liability between sub-funds, registered with and authorised by the Central Bank of Ireland, with registration number 557141, to carry on business as an ICAV and established as an undertaking for collective investment in transferable securities (UCITS).

DIMENSIONAL FUNDS PLC:

Dimensional Funds plc is structured as an umbrella fund with segregated liability between sub-funds, established as an open-ended investment company with variable capital under the laws of Ireland with registration number 352043. Dimensional Funds plc is authorised by the Central Bank of Ireland as an undertaking for collective investment in transferable securities (UCITS).

Global Core Equity III Fund, Emerging Markets Large Cap Core Equity III Fund and Global Core Fixed Income III Fund are included under the CPF Investment Scheme - Ordinary Account (‘OA’). The CPF interest rate for the OA is based on the legislated minimum interest of 2.5% per annum, or the 3-month average of major local banks’ interest rates, whichever is higher. In addition, the CPF Board will pay an extra interest rate of 1% per annum on the first S$60,000 of a CPF member’s combined balances (capped at S$20,000 in the OA). CPF members aged 55 and above will also earn an additional 1% extra interest on the first S$30,000 of their combined balances (capped at S$20,000 for OA). The first S$20,000 in the CPF-OA is not allowed to be invested under the CPFIS. Investors should note that the applicable interest rates for each of the CPF accounts may be varied by the CPF Board from time to time.

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