Dimensional Wealth Models

Systematic investment solutions powered by financial science

Dimensional Models embody over four decades of expertise in applying the great ideas in finance to global portfolio construction. The models offer a research-driven, systematic framework for pursuing a wide range of investment goals.
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Strategic Asset Allocations

Dimensional Models deploy globally diversified equity, fixed income, and real estate market allocations strategically to meet a range of investor goals.

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Dimensional Wealth Models Brochure

Guided by Financial Science, Not Speculation

Our model portfolios integrate funds designed to outperform the broad market by focusing on drivers of higher expected returns identified by robust theoretical and empirical research.1

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Dimensional’s Approach to Asset Allocation

Actively Implemented

Within each fund, Dimensional uses real-time information in markets to focus daily on targeting higher expected returns, managing risks, and minimising costs.

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Finding Your Balance: Tradeoffs and Decisions in Portfolio Rebalancing

A range of investment solutions

Dimensional offers a range of Core Wealth Models that offer increasing levels of emphasis on higher expected returns.

Graphic with circle graphs showing higher expected risk versus higher expected return for six allocation models. 100 percent fixed income shows the lowest expected return and lowest expected risk and is followed by graphs showing increasing levels of risk and return in this order: 30 percent equity, 70 percent fixed income; 50 percent equity, 50 percent fixed income; 70 percent equity, 30 percent fixed income; 100 percent equity.

For illustrative purposes only. The risk and expected return shown in this illustration are not reliable indicators of the trusts’ actual or future risk profiles. There is no guarantee strategies will be successful.

Designed to align sustainability values with investment goals

Dimensional’s approach to responsible investing is focused on building science-based solutions that allow clients to align their investment and sustainability goals.

Three rectangles with the labels Data Driven, Climate Focused, and Transparent Reporting. Text for each label is as follows. Data Driven: We use environmental data to identify issues we believe have the potential to impose significant external costs on future generations. Climate Focused: Our approach to sustainability investing focuses on the emissions that cause climate change. Transparent Reporting: Our strategies are designed to provide a meaningful reduction in carbon footprint exposure.

Streamlining the investment process to help drive firm growth

Dimensional Models can help streamline the investment process for advisors, creating opportunities for advisors to focus on client service and business development. Our consistent investment philosophy and strategic, long-term approach to asset allocation combined with our commitment to client service can empower advisors to focus more on their investors.

Three boxes showing how Dimensional Models focuses on additional investor goals and preferences. First box is labeled Tax-Sensitive and says Maximize after-tax returns and Available in a blend of mutual funds and ETFs. Second box is called Social and says Reduce exposure to areas of social concern (footnote 1) and Available in Mutual Funds. Third box is called Sustainability and says Reduce carbon footprint exposure (footnote 2) and Available in Mutual Funds and ETFs.
Connect with Us

To learn more about how our models can help investors pursue their long-term investment goals, send us a message or contact our client service team at +61 (2) 8336 6556.

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Footnotes

  1. 1. The equity allocations focus on size, value, and profitability considerations. The fixed income allocations look to term, credit, and currency where applicable.

Disclosures

There is no guarantee an investment strategy will be successful. Diversification neither assures a profit nor guarantees against loss in a declining market.


Risks include loss of principal and fluctuating value. Investment value will fluctuate, and shares, when redeemed, may be worth more or less than original cost.

 

International and emerging markets investing involves special risks, such as currency fluctuation and political instability. Investing in emerging markets may accentuate these risks.


Fixed interest securities are subject to increased loss of principal during periods of rising interest rates. Fixed interest investments are subject to various other risks, including changes in credit quality, liquidity, prepayments, call risk, and other factors. Municipal securities are subject to the risks of adverse economic and regulatory changes in their issuing states.

Sustainability trusts use environmental and social screens that may limit investment opportunities for the funds.

 

DFA Australia Limited (“Dimensional”) makes available certain model portfolios (“Dimensional Models”) for informational, illustrative and educational purposes only. The Dimensional Models are provided “as is.” Dimensional has no obligation to continue to maintain or take any other action with respect to the Dimensional Models and may stop providing any update to the Dimensional Models at any time in its sole and absolute discretion. Dimensional is providing information in the form of Dimensional Models as ideas for possible construction of portfolios centered around the Dimensional Trusts and not as financial product advice, recommendations or research. Dimensional is not responsible for models constructed by a user of the Tool (“User-Constructed Models”) or any modifications to the Dimensional Models made by a user of the Tool (the Dimensional Models and the User-Constructed Models, and any user modifications thereto, collectively, the “Models”). Dimensional is not responsible for implementing the Models (e.g., selecting brokers, executing trades or seeking best execution).


Dimensional is not providing any investment, tax or financial product advice to any investment professional or their clients, and has no obligation to and will not take into account the tax status, investment objectives, financial situation or needs of any investment professional or their clients when compiling the Dimensional Models. Dimensional is not acting as a fiduciary to any investment professional or their clients, nor is any investment professional or their client entering into any type of advisory or other relationship with Dimensional. The investment decisions made by any investment professional or their clients based on the Dimensional Models provided shall be at the investment professional’s or such client’s own risk and Dimensional makes no guarantee as to the merits of any Dimensional Model or Dimensional Trusts selected for a Model. The Dimensional Models are not intended as a sufficient basis on which to make an investment decision. Certain investments included in the Models may not be suitable for investors, nor do they represent a complete investment program.


To the fullest extent permitted by applicable law, Dimensional shall have no liability, including with respect to the accuracy of any data or caused by any action taken in reliance upon the Dimensional Models, to any investment professional or their clients in relation to the Dimensional Models.


Any indices shown are intended for comparative purposes only and may differ significantly from the Models. Dimensional makes no representations as to the appropriateness of any of the indices in comparison to the Models. The risk factors, benefits and disadvantages of the indices and Models may vary greatly and should be considered alongside fund characteristics, holdings and past performance figures stated. Although the Models were created using information developed internally and/or obtained from sources believed to be reliable, Dimensional does not guarantee the accuracy, adequacy or completeness of such information.


The Dimensional research and portfolio management teams (the “Model Team”) developed the Dimensional Models. The Model Team, with oversight from Dimensional’s Investment Committee, generally expects to select funds for the Models managed by Dimensional (“Dimensional Trusts”) without considering the universe of funds sponsored by persons not affiliated with Dimensional or its affiliates (“Third Party Funds”), even though there may or may not be Third Party Funds that may be more appropriate for inclusion in such Dimensional Models. To the extent a user implements all or part of a Model, this will generate advisory and other fees for Dimensional or its affiliate, and the management fees of Dimensional Trusts may be higher than fees charged by Third Party Funds. The Dimensional Models asset allocation represent the selected target asset mix as determined by the Model Team and as of the date it is provided.


The risks of the Dimensional Models are subject to the risk of the Dimensional Trusts, which can be found in the applicable Dimensional Trust Product Disclosure Statement (PDS). The selection of Dimensional Trusts and the allocation and reallocation of Dimensional Model assets may not produce a desired result.


This material is provided by DFA Australia Limited (AFSL 238093, ABN 46 065 937 671). It is provided for financial advisors and wholesale investors for information only and is not intended for public use. No account has been taken of the objectives, financial situation or needs of any particular person. Accordingly, to the extent this material constitutes general financial product advice, investors should, before acting on the advice, consider the appropriateness of the advice, having regard to the investor’s objectives, financial situation and needs. Investors should also consider the Product Disclosure Statement (PDS) and for the Dimensional Wholesale Trusts the target market determination (TMD) that has been made for each financial product or financial advice product either issued or distributed by DFA Australia Limited prior to acquiring or continuing to hold any investment. Go to dimensional.com/funds to access a copy of the PDS or the relevant TMD.